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美國租車CDW到底是什麼?

2 7 4036
SELLER
#1
舊 2017-12-16, 17:16
Rates & Charges
1 Rental @291.12$ 291.12
Cdw-allocated InclusiveINCLUDED
Consolidated Facility Chg 4.00/dayINCLUDED
Conc Rec 10 Pct (10.0%)INCLUDED
Clark County Tax 2 Pct (2.0%)INCLUDED
Gov Fee 10 Pct (10.0%)INCLUDED
Vehicle License Cost 2.00/dayINCLUDED
4 Additional DriversINCLUDED
UNLIMITED MILEAGEINCLUDED
Frequent Traveler Recovery Fee$ 0.00
Sales Tax (8.25%)$ 13.88

Estimated Total:$ 305.00


原文載於: 背包客棧自助旅行論壇 https://www.backpackers.com.tw/forum/showthread.php?t=10023236
查了資料之後更迷糊,上面這個Cdw-allocated InclusiveINCLUDED到底是說有碰撞事故有免責還是不強迫保險?
Personal Accident Insurance/Personal Effects Coverage
這個是指自己過失出險可以被cover嗎?
Extended Protection
櫃台跟我說這是保別人的車損失,這樣對嗎?
之前沒有事先預訂,當天訂車被收了高價,也保了很高額的險。這次先訂基本的,保險有需要在加嗎?上面貼的是Alamo的條款
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賈媽 的頭像
賈媽 賈媽 已通過手機驗證. 門號所屬國家:United States
#2
舊 2017-12-16, 17:45
總共幾天共多少錢,拿到什麼車?
你在LA多保一點是比較好。

哪裡租? 哪邊還車?
感謝 1
SELLER
#3
舊 2017-12-16, 18:12
引用:
作者: 賈媽 (原文章)
總共幾天共多少錢,拿到什麼車?
你在LA多保一點是比較好。
五天,三菱的Mirage,這是拉斯維加斯和大峽谷,在拉斯維加斯機場拿/還車

已經在LA,第一天開車時口乾舌燥,緊張死了。現在好多了,不過覺得LA開車的人還蠻衝的,跟台灣不相上下。雖然我常常搞不清楚速限開太慢,但即使我開到速限,其他車都還是比我快很多,尤其在市區。

問一下Bus Lane,是怎樣?今天開阿開,看到地上寫Bus Lane Ahead,嚇一跳,趕快要切到隔壁車道,正值尖峰時間,車有點多,所以我慢下來,後面那台竟然按我喇叭,我換車道後,他還是繼續開公車道,也有其他車陸續轉入公車道。我看傻了,這沒關係嗎?

還有就是很多人換車道不打燈,頓時讓我覺得回到台灣,有些車還很猛從最右線直接切道左轉道,又看傻了。

洛杉磯開車衝擊還蠻大的,現在慢慢習慣,比較知道怎麼開比較順,但對於STOP還是很困惑,我是絕對會完全停止再開的,但從LYFT司機到旅遊團司機,都是踩煞車到快停下來就往前(從前有人跟我說這叫做"California Stop"),這樣不是會吃罰單的嗎?

我還被一台車猛按喇叭,因為我停STOP,那台車超過我之後,無視所有停止標誌,往前直開。又傻眼。還有就是小路裡的停止標誌,行進的順序到底是怎樣?有什麼規則麼?
SELLER
#4
舊 2017-12-16, 18:23
Rate Details
1 week at 463.64 USD463.64 USD

Included
Unlimited Miles Included
Airport Concession Fee USD
Loss Damage Waiver USD
Total Sales Tax USD
Liability Insurance Supplement USD
Personal Accident Insurance / Personal Effects Coverage USD
Vehicle Licensing Fee Recovery USD
Customer Facility Charge USD

Amount to be paid at time of rent463.65 USD

這是赫茲的,我可能會選這個,保險比較齊。VW Jetta
賈媽 的頭像
賈媽 賈媽 已通過手機驗證. 門號所屬國家:United States
#5
舊 2017-12-17, 06:27
Alamo

FOR RENTALS ORIGINATING IN NEVADA, Optional Collision Damage Waiver.
原文載於: 背包客棧自助旅行論壇 https://www.backpackers.com.tw/forum/showthread.php?t=10023236#post10101551

COLLISION DAMAGE WAIVER IS NOT INSURANCE. THE PURCHASE OF COLLISION DAMAGE WAIVER IS OPTIONAL AND NOT REQUIRED IN ORDER TO RENT A VEHICLE.

Renter may purchase Collision Damage Waiver (CDW) from Owner for an additional fee. If Renter purchases CDW, Owner agrees, subject to the actions that invalidate CDW listed below, to contractually waive Renter’s damage responsibility for all of the cost of damage to, loss or theft of, Vehicle or any part or accessory and related costs regardless of fault or negligence. CDW does not apply in Mexico. When deciding whether or not to purchase CDW, you may wish to check with your insurance representative or credit card company to determine whether, in the event of damage to, or theft of, Vehicle, you have coverage or protection for such damage or theft and the amount of your deductible or out-of-pocket risk.

THE FOLLOWING INVALIDATE CDW:

a. Damage or loss resulting from:

(1) the intentional, willful, wanton or reckless conduct of Renter or AAD(s);

(2) operation of the Vehicle by Renter or an AAD(s) while under the influence of drugs or alcohol in violation of the laws of the state in which the loss or damage occurs;

(3) Renter or AAD(s) using the Vehicle to tow or push anything; or

(4) operation of the Vehicle by Renter or AAD(s) on an unpaved road if the damage or loss is a direct result of the road or driving conditions;

(5) theft of the passenger car if committed by an authorized driver or a person aided or abetted by an authorized driver. A theft is presumed to have been committed by a person other than an authorized driver or a person aided or abetted by an authorized driver if the short-term lessee of the car:

(a) Has possession of the ignition key furnished by the lessor or establishes that the ignition key furnished by the lessor was not in the car at the time of the theft; and

(b) Files an official report of the theft with an appropriate law enforcement agency within 24 hours after learning of the theft and cooperates with the lessor and the law enforcement agency in providing information concerning the theft. The lessor may rebut the presumption set forth in this subsection by establishing that an authorized driver committed or aided and abetted another person in the commission of the theft.
原文載於: 背包客棧自助旅行論壇 https://www.backpackers.com.tw/forum/showthread.php?t=10023236#post10101551

b. Damage or loss occurring when the Vehicle is:

(1) used for hire;

(2) used in connection with conduct that constitutes a felony;

(3) involved in a speed test or contest or in driver training activity;

(4) OPERATED BY A PERSON OTHER THAN YOU OR AAD(s), or

(5) operated in a foreign country or outide the States of Nevada, Arizona, California, Idaho, Oregon and Utah, unless this Agreement expressly provides that the Vehicle my be operated in other locations; or

c. If the Vehicle was rented as a result of fraudulent information provided to Owner by Renter or an AAD(s) or as a result of false information provided to Owner by Renter or an AAD(s) if Owner would not have rented the Vehicle if it had received true information.
katmai 的頭像
katmai
#6
舊 2017-12-17, 09:43
引用:
上面這個Cdw-allocated InclusiveINCLUDED到底是說有碰撞事故有免責還是不強迫保險?Personal Accident Insurance/Personal Effects Coverage這個是指自己過失出險可以被cover嗎?Extended Protection
CDW就是collision damage waiver,就是撞壞了這台車不用賠的意思(碰撞損壞免責)
它不是一種保險 (雖然一般人把它俗稱為保險)
而且不強迫購買。

PAI/PEC是保車子裡面的乘客的受傷等等
Extended Protection是額外的liability,是賠其他人的人身/財物損失 (例如把別台車/路人/房子撞傷/撞壞的賠償

最常用到的「保險」是CDW
感謝 1
賈媽 的頭像
賈媽 賈媽 已通過手機驗證. 門號所屬國家:United States
#7
舊 2017-12-17, 10:05
K大
那個Bus Lane一般車子可不可以走呢?
katmai 的頭像
katmai
#8
舊 2017-12-17, 14:39
要看每個city的規定及有無例外條件
沒有標準答案
要注意看路牌的說明